Trust me when I tell you I get it because I have been there. So it is with love and care that I share my experience and how I overcame this. Fair warning, this is a mixed bag of woo woo, spirituality, logic, practicality and more, but in each of their respect, they have solved this problem of working and not getting paid. I will share with you the value in each and what you can do about it but its going to be ultimately up to you to take this onboard after looking at how you are triggered or react to what I say. 

Again, this is not only what I personally experienced, but have seen through my many client stories and want to share this with you so you can Get Paid for the work you do.

Ramsey Solutions conducted a study of over 1000 millionaires, and found that 97% BELIEVED they could become millionaires. 

Statistics show 70% of lottery winners end up broke and a third go on to declare bankruptcy, according to the National Endowment for Financial Education.

Money problem causes:

Self-Sabotage: Deep-rooted negative money beliefs can lead to self-sabotaging behaviors, such as overspending on non-essential items or procrastinating on important financial decisions.

Difficulty in Asking for Payment: Business owners with poor money mindsets may struggle to ask clients for timely payments or charge what their products or services are worth, leading to debt and cash flow issues.

Stress and Anxiety: Constant worry about finances can lead to increased stress and anxiety, affecting the business owner’s overall well-being and ability to make clear, strategic decisions. This can lead to mental health and relationship breakdowns.

Why Am I not be able to Make Money?

There are 4 psychological and behavioral deficiencies such as:

• • Lack of work ethic
  • Lack of faith
  • Lack of discipline 
  • Lack of financial literacy

The practical side of working and getting paid

Work ethic: Not being goal orientated and organized.

• You’re not fixated on a specific make money goal. How much do you want to make by doing what for who? 
• You’re not prepared to change or give up something to reach that goal. Stop doing non income producing tasks. Creating and creating without monetizing what you are doing. 
• You don’t have a deadline, therefore no sense of urgency. Is it in your diary.
• You haven’t got a plan (and backup plan) that starts today. You place actionable tasks to achieve that goal into your diary. Complacencey. 
• You haven’t affirmed to yourself and others what you will do. Write a clear and concise mission statement. Example: I Chantal Gerardy will hold a webinar on wed 4 August that will have a sales funnel to generate happy paying customers from social media that will buy 3 of my programs. I will show up every day for 20minutes and follow the process to engage my audience, get registrations and nurture those relationships to build know, like and trust, so they become customers. 
• Read it out twice a day with conviction. Keep it forefront of your mind daily to do what needs to be done to get it done. 
• What can you do to make it easier for you to do this? Example: Block out a day in your calendar to go to a workspace to complete the task. Or, switch off your phone until its done. 

Faith: The Woo woo/spiritual side of working and getting paid: 

You create what you focus on. You are a magnet which attracts what you’re thinking, talking and focusing on. 

The negative bias states that your brain is programmed to protect you with fearful negative warnings.

When you are aware of that, you can 

1. Your attitudes and beliefs (money mindset). Do you believe you can? Do you believe you are worthy? Do you believe people will spend money with you? Self-awareness and reframing. 
2. Not paying your bills (and what you say about not paying your bills). “Pay to all what is owed to them” Pay your debts (even taxes). “Owe know one nothing”, “those who water will be watered”
3. Giving not because you want to receive. Selfish to selflessness
4. Forgive your past financial mistakes. 
5. Being thankful as you spend or pay bills. 
6. Fear of spending leads to scarcity mindset. Check your attitude when spending. 
7. Energy exchange. Think and grow Rich says write your goal, but with what you give back as an energy exchange. Do with the focus on the service and not the money. Give good customer service. Deliver on what you promise. 
8. Visualize Success. Use visualization techniques to see your business flourishing financially. Imagine the positive impact on your life and those around you.
9. Release Emotional Baggage. If past financial setbacks or traumas are affecting your mindset, consider seeking professional support to release these emotions.
10. Meditation and Mindfulness: Incorporate practices like meditation and mindfulness to reduce stress and improve your decision-making process, which can positively impact financial choices. Use visualization techniques to see your business flourishing financially. Imagine the positive impact on your life and those around you.
11. Engaging in breathwork can help transform limiting money beliefs by fostering mindfulness and inner awareness, allowing individuals to release emotional blockages and cultivate a positive mindset towards abundance and financial success.

Financial literacy: The financial practical side:

1. Not knowing your numbers. Not having a budget. Not putting money aside. Plan and be less reactive. Sit with your bookkeeper or yourself often to make sense of everything. It gives you a sense of control. 
2. Overspending (living above your means). Only 30 % of income should be operating expenses.  My business income improved 80% when I followed this profit first principle. 
3. Good habits. Discipline. Being organized. Improving efficiency. Knowing prices. Using vouchers. Set small goals and reward yourself. I took family to dinner when we bought my car and house. Picnic in the park vs dinner out. I used to divide packets of kids snacks into containers as its cheaper than buying snack packs. Buy on special and say thank you. 
4. Paying by due date will give you discounts. Relooking at and exploring mortgage, insurance, electricity etc. 
5. Diversify Income Streams: Avoid relying solely on one source of income. Explore new revenue streams and diversify your offerings to reduce financial vulnerability. Get a job if need be. Have multiple customer generating funnels 
6. Emergency fund. Auto direct money into a high savings account. 

Discipline:

Discipline: People with a bad money mindset can unwittingly repel both individuals and opportunities due to various behavioral and psychological factors:

1. Negative Energy: A person with a bad money mindset may unknowingly project negative energy, which can make them less attractive to others. Negative energy can manifest in constant complaining, pessimism, and an overall lack of enthusiasm, making them less appealing to be around.
2. Lack of Confidence: A bad money mindset often leads to a lack of confidence in oneself and one’s abilities. This lack of self-assurance can be sensed by others, making them hesitant to trust or invest in the individual.
3. Limited Networking: Someone with a negative money mindset may avoid networking events or social gatherings where potential opportunities could arise. This lack of networking can hinder their ability to connect with like-minded individuals or potential business partners.
4. Fear of Taking Risks: A bad money mindset often includes a fear of taking risks, which can deter people from venturing into new opportunities or pursuing ventures with the individual. People may be drawn to those who exhibit a positive attitude and a willingness to take calculated risks.
5. Financial Dependence: People with a poor money mindset might be more inclined to rely on others financially. This dependence can strain relationships and deter individuals who prefer to associate with financially responsible and independent individuals.
6. Limited Vision and Ambition: A negative money mindset can result in a limited vision for the future and a lack of ambition to achieve financial success. This can be discouraging for potential partners or collaborators seeking individuals with drive and determination.
7. Lack of Accountability: Individuals with a bad money mindset may be more prone to blame external factors for their financial struggles instead of taking responsibility for their actions. This lack of accountability can be off-putting to others.
8. Avoidance of Financial Discussions: People who struggle with money-related issues might shy away from discussing finances, making it difficult for others to gauge their financial stability or plan joint ventures.
9. Tendency to Attract Similar Mindsets: Like-minded individuals tend to attract one another, so those with a negative money mindset may end up surrounded by others with similar beliefs, reinforcing their own negative outlook.

It’s essential to recognize that a bad money mindset is not a fixed characteristic, and individuals can work on improving their mindset and beliefs to attract more positive people and opportunities. By adopting a growth mindset, seeking self-improvement, and being open to new perspectives, individuals can break free from the limitations of a negative money mindset and attract a more prosperous and supportive network.

Are you ready to challenge the conventional wisdom and overcome the hidden obstacles that are holding you back from getting paid for your work?

Book a call and break down these barriers together and embark on a path to prosperity.